24 Sep 2020
By Randy Courtney

Should Homeowners Refinance?

Real Estate
Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do They Qualify? Just because there are lower interest…
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11 Sep 2020
By Randy Courtney

Keep The Dream Of Owning A Home Alive

Real Estate
For many people, owning a home is their dream. The COVID-19 pandemic has impacted the entire country and has left many people wondering if they can still afford to own a home. While this might put some things on hold, there are steps that everyone can take to keep the dream of owning a home alive. Get Pre-Approved For A Mortgage The first step that you should complete if you would like to own a home is to get pre-approved for a mortgage. The pre-approval process will give you a firm idea of what you can afford. Then, you can…
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28 Aug 2020
By Randy Courtney

Can A Homeowner’s Association Charge Different Fines For The Same Violation?

Fair Housing
Living in a multifamily community, whether this is an apartment building or a condo building, comes with certain bylaws. There are usually fines that are used to prevent people from breaking the rules.It is important for everyone to know what these rules are, why they need to be followed, and the penalties for breaking them. Sometimes, homeowners are surprised when they realize they might be fined differently for breaking the same rule. There are a few points to keep in mind. The Fines Should Be The Same While there might be different fines charged for breaking different rules (for example,…
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